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		<title>Blog entries</title>
		<description>Blog entries</description>
		<link>http://doortodreams.com</link>
		<lastBuildDate>Sat, 31 Jul 2010 08:03:47 +0100</lastBuildDate>
        <generator>FeedCreator 1.7.3</generator>
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			<title>Join a Winning Team - the Door to Dreams Team</title>
			<link>http://doortodreams.com/blog/join-a-winning-team-the-door-to-dreams-team.html</link>
			<description>&lt;P&gt;&lt;IMG style=&quot;WIDTH: 166px; HEIGHT: 144px&quot; title=&quot;join a winning team the Door to Dreams Team of Real Estate One&quot; alt=&quot;join a winning team the Door to Dreams Team of Real Estate One&quot; align=left src=&quot;http://doortodreams.com/images/phocadownload/blogpics/join%20door%20to%20dreams%20team.jpg&quot; width=400 height=400 mce_src=&quot;http://doortodreams.com/images/phocadownload/blogpics/join door to dreams team.jpg&quot;&gt;Many have said that this market is a, &quot;once in a lifetime opportunity,&quot; and I wholeheartedly a...</description>
			<author>Derek Bauer</author>
			<pubDate>Sat, 17 Jul 2010 06:00:00 +0100</pubDate>
		<category>real estate recruiting</category>
 <category>real estate one family of companies</category>
 <category>real estate one</category>
 <category>max broock farmington hills</category>
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			<title>1st Time Home Buyer Tax Credit Form - IRS Form 5405</title>
			<link>http://doortodreams.com/blog/1st-time-home-buyer-tax-credit-form-irs-form-5405.html</link>
			<description>&lt;p style=&quot;text-align: left;&quot;&gt;FINALLY a tax return to look forward to filing!&lt;br /&gt;&lt;img title=&quot;1st time home buyer tax credit form&quot; src=&quot;http://doortodreams.com/images/IRS Form 5405.jpg&quot; alt=&quot;1st time home buyer tax credit form irs form 5405&quot; /&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;&lt;p&gt;Were you one of the wise and fortunate, 1st time home buyers?&amp;nbsp; If so, CONGRATS!&amp;nbsp; If not, you still have time, so contact me today.&lt;br /&gt;&lt;br /&gt;For those of you who are preparing for the tax season, this blog is a resource for you with a l...</description>
			<author>Derek Bauer</author>
			<pubDate>Wed, 21 Apr 2010 06:00:00 +0100</pubDate>
		<category>tax forms</category>
 <category>housing stimulus package</category>
 <category>homebuyer program</category>
 <category>first time buyer</category>
 <category>buyer tax credit</category>
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			<title>Michigan Transfer Tax Exemptions</title>
			<link>http://doortodreams.com/blog/michigan-transfer-tax-exemptions.html</link>
			<description>&lt;p&gt;&lt;img title=&quot;michigan transfer tax exemptions&quot; src=&quot;http://doortodreams.com/images/documents/blogpics/michigan transfer tax exemption exception.jpg&quot; alt=&quot;michigan transfer tax exemptions&quot; align=&quot;right&quot; /&gt;It is imperative that I preface this informative post with the following:&amp;nbsp; Neither Derek Bauer, the Door to Dreams Team or its members, Real Estate One, or Max Broock are providing any legal advice or counsel, as we can not and do not.&amp;nbsp; Please seek any legal advice from licensed, leg...</description>
			<author>Derek Bauer</author>
			<pubDate>Fri, 26 Mar 2010 06:00:00 +0100</pubDate>
		<category>michigan transfer tax</category>
 <category>michigan real estate transfer tax exemptions</category>
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			<title>Michigan Cash for Appliances Program</title>
			<link>http://doortodreams.com/blog/michigan-cash-for-appliances-program.html</link>
			<description>&lt;p&gt;&lt;img style=&quot;float: left;&quot; src=&quot;http://doortodreams.com/images/michigan cash for appliances program.jpg&quot; alt=&quot;&quot; width=&quot;83&quot; height=&quot;130&quot; /&gt;&lt;/p&gt;&lt;br/&gt;&lt;br/&gt;&lt;br/&gt;Great news for Michigan residents!&amp;nbsp;&amp;nbsp;As of February 10th, 2010, and until the remaining approximately $6.2M in funds are exhausted, Michigan residents are eligible to participate and rebates are limited to one per product household.&amp;nbsp; The appliance must be a replacement.&amp;nbsp; Consumers can go online or call a toll-free number to reserve ...</description>
			<author>Derek Bauer</author>
			<pubDate>Thu, 11 Feb 2010 19:06:48 +0100</pubDate>
		<category>tax incentive</category>
 <category>energy efficiency</category>
 <category>appliances</category>
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			<title>RADON, your home, and your health</title>
			<link>http://doortodreams.com/blog/radon-your-home-and-your-health.html</link>
			<description>&lt;p&gt;JANUARY IS NATIONAL RADON AWARENESS MONTH!&amp;nbsp; Please take a moment to learn more about this silent killer.&lt;br /&gt;&lt;br /&gt;Radon is essentially a naturally occuring, radioactive, odorless and tasteless gas that can be dangerous, and even deadly, to you and your family.&amp;nbsp; Radon claims 22,000 lives annually through lung cancer and the complications connected.&amp;nbsp; Radon is the second leading cause of lung cancer in the US, behind smoking.&lt;img title=&quot;radon mitigation&quot; src=&quot;http://doortodreams...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 12 Jan 2010 07:00:00 +0100</pubDate>
		<category>radon testing</category>
 <category>radon mitigation</category>
 <category>radon</category>
 <category>lung cancer</category>
 <category>home inspections</category>
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		<item>
			<title>WAIT, or BUY NOW??</title>
			<link>http://doortodreams.com/blog/buy-now-or-wait-the-answer-is-clear-folks.html</link>
			<description>&lt;p&gt;Why would you ask a real estate agent if now the best time to purchase a home?&amp;nbsp; Won't they ALL tell you that it is?!&amp;nbsp;&lt;br /&gt;&lt;br /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbs...</description>
			<author>Derek Bauer</author>
			<pubDate>Mon, 11 Jan 2010 20:10:49 +0100</pubDate>
		<category>housing stimulus package</category>
 <category>homebuyer program</category>
 <category>first time buyer</category>
 <category>buyer tax credit</category>
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			<title>Attention Michigan Sellers - Real Estate Transfer Tax (SRETT) Refund (Form 2796)</title>
			<link>http://doortodreams.com/blog/attention-michigan-sellers-real-estate-transfer-tax-srett-refund-form-2796.html</link>
			<description>&lt;p&gt;&lt;img style=&quot;float: left;&quot; src=&quot;http://doortodreams.com/images/michigan-transfer-tax.jpg&quot; alt=&quot;michigan real estate transfer tax refund form 2796&quot; /&gt;With lower property values due to our struggling economy, many homeowners have been able to take advantage of an exemption contained in the Michigan Transfer Tax Act.&amp;nbsp; If you meet the criteria, you may be exempt from paying the state transfer tax (which is $3.75 for each $500 increment of sales price).&amp;nbsp; As always, you should contact your...</description>
			<author>Derek Bauer</author>
			<pubDate>Mon, 28 Dec 2009 07:00:00 +0100</pubDate>
		<category>michigan transfer tax refund</category>
 <category>michigan transfer tax</category>
 <category>michigan real estate transfer tax exemptions</category>
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			<title>Michigan rental scams - Tenants / Renters BEWARE!!!</title>
			<link>http://doortodreams.com/blog/michigan-rental-scams-tenants-renters-beware.html</link>
			<description>&lt;p&gt;My team members and I field calls and emails on a daily basis from prospective renters wondering if we as real estate professionals can help them.&amp;nbsp; Answer - YES, AND YOU SHOULD SEEK OUR REPRESENTATION!!!&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img title=&quot;michigan craigslist rental scam&quot; src=&quot;http://doortodreams.com/images/phocadownload/blogpics/forrent.jpg&quot; alt=&quot;michigan rental scam&quot; width=&quot;144&quot; height=&quot;169&quot; /&gt;&lt;/p&gt;&lt;br/&gt;&lt;p&gt;Scam artists are everywhere and often find ways to benefit from grim circu...</description>
			<author>Derek Bauer</author>
			<pubDate>Sun, 27 Dec 2009 07:00:00 +0100</pubDate>
		<category>tenant</category>
 <category>rental scam</category>
 <category>rent to own</category>
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			<title>Extend the $8,000 tax credit - TAKE ACTION!</title>
			<link>http://doortodreams.com/blog/extend-the-8-000-tax-credit-take-action.html</link>
			<description>&lt;p&gt;&lt;img style=&quot;width: 102px; height: 130px;&quot; title=&quot;extend the 8000 tax credit&quot; src=&quot;http://doortodreams.com/images/phocadownload/blogpics/8000_tax_credit.jpg&quot; alt=&quot;extend the 8000 tax credit&quot; width=&quot;202&quot; height=&quot;300&quot; align=&quot;left&quot; /&gt;Without question, the (up to) $8,000 tax credit has sparked movement in the housing market, encouraged action by those who may have otherwise been idly on the sidelines, and has had a direct result in providing some&amp;nbsp;economic stability.&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;p&gt;Do we really ...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 15 Sep 2009 06:00:00 +0100</pubDate>
		<category>buyer tax credit</category>
		</item>
		<item>
			<title>How much does a short sale affect credit score?</title>
			<link>http://doortodreams.com/blog/how-much-does-a-short-sale-affect-credit-score.html</link>
			<description>&lt;img style=&quot;width: 150px; height: 174px&quot; src=&quot;http://doortodreams.com/images/documents/blogpics/short%20sale%20and%20credit%20score.jpg&quot; alt=&quot;short sale and credit score&quot; title=&quot;how much does a short sale affect my credit score&quot; width=&quot;300&quot; height=&quot;300&quot; /&gt;The $1M questions:&amp;nbsp; How much does a short sale affect my credit score?&amp;nbsp; When can I next purchase a home? &lt;p&gt;There are no hard and fast numbers, but rather some basic guidelines we feel are accurate.&amp;nbsp; One of the many moving parts ...</description>
			<author>Derek Bauer</author>
			<pubDate>Wed, 08 Jul 2009 06:00:00 +0100</pubDate>
		<category>short sale</category>
 <category>foreclosure</category>
 <category>foreclosed homes</category>
 <category>certified distressed property expert</category>
 <category>CDPE</category>
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		<item>
			<title>Buying on a, &quot;land contract,&quot; in Michigan</title>
			<link>http://doortodreams.com/blog/buying-on-a-land-contract-in-michigan.html</link>
			<description>&lt;p&gt;&lt;img title=&quot;buy home in michigan on land contract&quot; src=&quot;http://doortodreams.com/images/documents/blogpics/michigan land contract.jpg&quot; alt=&quot;michigan land contract&quot; width=&quot;82&quot; height=&quot;82&quot; align=&quot;left&quot; /&gt;Underwriting guidelines have tightened such that many are finding it difficult to secure financing.&amp;nbsp; Many of these folks are gainfully employed, with money in the bank, yet can not secure the funds necessary to purchase.&lt;/p&gt;&lt;br/&gt;&lt;p&gt;Leasing or leasing to own may not be your answer.&amp;nbsp; Frustra...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 07 Jul 2009 06:00:00 +0100</pubDate>
		<category>rent to own</category>
 <category>rent</category>
 <category>leasing</category>
 <category>landlord</category>
 <category>land contract</category>
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		<item>
			<title>New Michigan Foreclosure Law enacted July 5th, 2009.  Public Act 29, 30, and 31</title>
			<link>http://doortodreams.com/blog/new-michigan-foreclosure-law-enacted-july-5th-2009.html</link>
			<description>&lt;p&gt;As of July 5th, 2009, PA 29, PA 30, and PA 31 are new Michigan laws&amp;nbsp;enacted&lt;img style=&quot;width: 187px; height: 91px&quot; src=&quot;http://doortodreams.com/images/phocadownload/blogpics/new%20michigan%20foreclosure%20law.jpg&quot; alt=&quot;new michigan foreclosure law pa 29 pa 30 pa 31&quot; title=&quot;new michigan foreclosure law pa 29 pa 30 pa 31&quot; width=&quot;400&quot; height=&quot;216&quot; align=&quot;right&quot; /&gt; to slow the rate of foreclosures in our state.&amp;nbsp; These laws force lenders to implement extra steps prior to foreclosing on a...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 07 Jul 2009 06:00:00 +0100</pubDate>
		<category>short sale</category>
 <category>michigan foreclosure law</category>
 <category>foreclosure</category>
 <category>foreclosed homes</category>
 <category>CDPE</category>
		</item>
		<item>
			<title>HUD's FHA 203(k) Improvement and Rehabiliation Loan</title>
			<link>http://doortodreams.com/blog/huds-fha-203-k-improvement-and-rehabiliation-loan.html</link>
			<description>&lt;p&gt;My closing this coming week on an FHA&amp;nbsp;203(k) loan gave me pause to post &lt;img src=&quot;http://doortodreams.com/images/documents/blogpics/fha%20203k%20loan.jpg&quot; alt=&quot;&quot; width=&quot;100&quot; height=&quot;137&quot; align=&quot;right&quot; /&gt;this blog so others can learn about this fantastic option.&amp;nbsp; This loan type opens a tremendous number of doors given the number of bank-owned properties that are for sale.&lt;/p&gt;&lt;p&gt;In short, the FHA 203(k) loan&amp;nbsp;allows for renovation, updating, improvements, and rehab as long as you ...</description>
			<author>Derek Bauer</author>
			<pubDate>Sun, 31 May 2009 06:00:00 +0100</pubDate>
		<category>rehabilitation loan</category>
 <category>foreclosure</category>
 <category>foreclosed homes</category>
 <category>fha 203k</category>
 <category>fha</category>
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		<item>
			<title>West Bloomfield homes for sale - West Bloomfield market update</title>
			<link>http://doortodreams.com/blog/west-bloomfield-homes-for-sale-west-bloomfield-market-update-139.html</link>
			<description>&lt;p&gt;With interest rates at historic lows, asking prices at unimaginable numbers, and creative, rehab loan options available, why wouldn't a buyer seriously consider the investment of a lifetime?&lt;/p&gt;&lt;p&gt;Let's take a closer look at West Bloomfield homes for sale in the 3 zip codes - 48322, 48323, and 48324.&amp;nbsp; Through May 31st, 2009, let's take a closer look at some stats for West Bloomfield homes, in West Bloomfield township:&lt;/p&gt;&lt;p&gt;Approximately 103 homes are PENDING priced from $43,300 to $999,...</description>
			<author>Derek Bauer</author>
			<pubDate>Sat, 30 May 2009 06:00:00 +0100</pubDate>
		<category>west bloomfield mi</category>
 <category>west bloomfield homes</category>
		</item>
		<item>
			<title>Certified Distressed Property Expert, Derek Bauer</title>
			<link>http://doortodreams.com/blog/derek-bauer-certified-distressed-property-expert.html</link>
			<description>&lt;p&gt;&lt;img src=&quot;http://doortodreams.com/images/documents/blogpics/cdpe%20blog%20img.jpg&quot; alt=&quot;certified distressed property expert in michigan&quot; title=&quot;certified distressed property expert in michigan&quot; width=&quot;350&quot; height=&quot;59&quot; align=&quot;baseline&quot; /&gt;&lt;/p&gt;&lt;p&gt;We are seeing financial hardships in record numbers.&amp;nbsp; We are seeing declining property values in record numbers.&amp;nbsp; And even worse yet, we are seeing&amp;nbsp;homeowners&amp;nbsp;in foreclosure THAT COULD HAVE OR STILL CAN AVOID IT,&amp;nbsp;BUT&amp;nbsp;DO NO...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 21 Apr 2009 06:00:00 +0100</pubDate>
		<category>short sale</category>
 <category>foreclosure</category>
 <category>foreclosed homes</category>
 <category>certified distressed property expert</category>
 <category>CDPE</category>
		</item>
		<item>
			<title>Max Broock Farmington Hills</title>
			<link>http://doortodreams.com/blog/max-broock-farmington-hills-max-broock-west-bloomfield.html</link>
			<description>&lt;p&gt;&lt;img src=&quot;http://doortodreams.com/images/documents/blogpics/max%20broock%20farmington%20hills%20west%20bloomfield.jpg&quot; alt=&quot;max broock farmington hills&quot; title=&quot;max broock farmington hills&quot; align=&quot;left&quot; /&gt;Max Broock joined the Real Estate One family of companies with 5 Oakland County offices in 2002.&amp;nbsp; As of April, 2009, we are proud to now offer Max Broock in Farmington Hills!&amp;nbsp; This is a&amp;nbsp;joint Max Broock / Real Estate One office here on the&amp;nbsp;Farmington Hills / West Bloomfiel...</description>
			<author>Derek Bauer</author>
			<pubDate>Sat, 18 Apr 2009 06:00:00 +0100</pubDate>
		<category>real estate one family of companies</category>
 <category>real estate one</category>
 <category>max broock farmington hills</category>
 <category>max broock</category>
 <category>luxury homes</category>
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		<item>
			<title>How the stimulus helps BUYERS and HOME OWNERS</title>
			<link>http://doortodreams.com/blog/how-the-stimulus-helps-buyers-and-home-owners.html</link>
			<description>&lt;p&gt;The historic $787 billion economic stimulus package&amp;nbsp;that was signed into law &lt;img style=&quot;width: 156px; height: 116px&quot; src=&quot;http://doortodreams.com/images/phocadownload/blogpics/first%20time%20buyer%20tax%20credit.jpg&quot; alt=&quot;first time home buyer tax credit&quot; title=&quot;first time home buyer tax credit&quot; width=&quot;347&quot; height=&quot;346&quot; align=&quot;right&quot; /&gt;last week&amp;nbsp;provides benefits for buyers and&amp;nbsp;home owners.&amp;nbsp; Although we don't know the entirety of the package as relates to&amp;nbsp; loan modif...</description>
			<author>Derek Bauer</author>
			<pubDate>Tue, 24 Feb 2009 07:00:00 +0100</pubDate>
		<category>tax incentive</category>
 <category>housing stimulus package</category>
 <category>GREEN improvements</category>
 <category>first time buyer</category>
 <category>buyer tax credit</category>
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			<title>CALLING ALL OAKLAND COUNTY HOME BUYERS!!!</title>
			<link>http://doortodreams.com/blog/calling-all-oakland-county-home-buyers.html</link>
			<description>&lt;p&gt;This morning, I had the pleasure of attending the roll-out meeting of a new program in Oakland County, as part&amp;nbsp;of the&amp;nbsp;Neighborhood Stabilization Program (NSP), that you must be made aware of.&amp;nbsp; There is only $5 Million earmarked for this progam slated to begin in March or April of 2009, and it is first-come, first-served.&lt;/p&gt;&lt;p&gt;If you are a prospective&amp;nbsp;purchaser looking to purchase a&amp;nbsp;primary residence&amp;nbsp;in Oakland County, and are interested in getting a&amp;nbsp;bank fo...</description>
			<author>Derek Bauer</author>
			<pubDate>Mon, 23 Feb 2009 07:00:00 +0100</pubDate>
		<category>Neighborhood Stabilization Program</category>
 <category>Housing &amp; Economic Recovery Act 2008</category>
 <category>homebuyer program</category>
 <category>foreclosed homes</category>
		</item>
		<item>
			<title>Ice Damming - Avoid, Prevent, Solve</title>
			<link>http://doortodreams.com/blog/ice-damming-avoid-prevent-solve.html</link>
			<description>&lt;p&gt;&lt;img src=&quot;http://doortodreams.com/images//ice-dam-diagram.jpg&quot; alt=&quot;&quot; align=&quot;left&quot; /&gt;'Tis the season for many to deal with ice damming on their roof, and what a headache this can be!&lt;/p&gt;&lt;p&gt;We have prepared the attached .pdf, complete with diagrams, to explain this further so you can protect your investment.&amp;nbsp; We also would encourage you to speak with a certified, licensed home inspector for more on the prevention and solution to ice damming.&amp;nbsp; &lt;/p&gt;&lt;p&gt;Click here to access the ice dammi...</description>
			<author>Derek Bauer</author>
			<pubDate>Thu, 19 Feb 2009 07:00:00 +0100</pubDate>
		<category>ice damming</category>
 <category>home inspections</category>
		</item>
		<item>
			<title>Technorati - Linking the world</title>
			<link>http://doortodreams.com/blog/technoarti-linking-the-world.html</link>
			<description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;br/&gt;&lt;p&gt;Technorati Profile&lt;/p&gt;&lt;br/&gt;&lt;p&gt;We are seeing financial hardships in record numbers,&amp;nbsp;declining property values in record numbers,&amp;nbsp;and even worse yet, we are seeing&amp;nbsp;homeowners&amp;nbsp;in foreclosure in record numbers ... but THAT COULD HAVE OR STILL CAN BE AVOIDED. I am passionate about real estate and about helping people.&amp;nbsp; For that reason, I have embraced saving homeowners from foreclosure, and even facilitating the stoppage or reversal of&amp;nbsp;foreclosure. Folks ......</description>
			<author>Derek Bauer</author>
			<pubDate>Sun, 01 Feb 2009 07:00:00 +0100</pubDate>
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